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B . . .
Balance Billing
The practice of billing a patient for the fee amount remaining
after insurer payment and co-payment have been made.
Base Year Costs
In Medicare, the amount a hospital actually spent to render care
in a previous time period. Depending on the hospital's Medicare
cost reporting period, the base year was the fiscal year ending
on or after September 30, 1982 and before September 30, 1983 for
hospitals in operation at that time.
Beneficiary (Also eligible; enrollee; member)
Any person eligible as either a subscriber or a dependent for
a managed care service in accordance with a contract.
Benefit Limitations
Any provision, other than an exclusion, which restricts coverage
in the Evidence of Coverage, regardless of medical necessity
Benefit Package
The services a payer offers to a group or individual.
Benefit Payment Schedule
List of amounts an insurance plan will pay for covered health
care services.
Benefits
Benefits are specific areas of Plan coverage's, i.e., outpatient
visits, hospitalization and so forth, that make up the range of
medical services that a payer markets to its subscribers. Also,
a contractual agreement, specified in an Evidence of Coverage,
determining covered services provided by insurers to members.
Board Certified (Boarded, Diplomate)
Describes a physician who has passed a written and oral examination
given by a medical specialty board and who has been certified
as a specialist in that area.
Board Eligible
Describes a physician who is eligible to take the specialty board
examination by virtue of being graduated from an approved medical
school, completing a specific type and length of training, and
practicing for a specified amount of time. Some HMOs and other
health facilities accept board eligibility as equivalent to board
certification, significant in that many managed care companies
restrict referrals to physicians without certification.
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