[ A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z ] W . . . Waiting Periods The length of time an individual must wait to become eligible for benefits for a specific condition after overall coverage has begun. Wellness Preventive medicine associated with lifestyle and preventive care that can reduce health-care utilization and costs. Withhold That portion of the monthly capitation payment to physicians withheld by an HMO to create an incentive for efficient care. A physician who exceeds utilization norms does not receive the withheld amount. This system serves as a financial incentive for lower utilization. The withhold can cover all services or be specific to hospital care, laboratory usage, or specialty referrals. Withhold Pool The amount withheld from a PCP's capitation payment or a specialists payment amount to cover excess expenditures of his or a groups referral or other pool. Workers' Compensation A state-mandated program providing insurance coverage for work-related injuries and disabilities. [ A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z ]